When the phenomenon of divorce is placed beside the rising rate of out-of-wedlock births, which has increased from 5 percent of all births in the early 1960s to more than 30 percent today, marital and family stability looks precarious indeed.2 It is true that the rates for divorce and out-of-wedlock births are higher in lower socioeconomic groups. High rates of divorce, however, occur in all classes. The rate of out-of-wedlock births, although still low among the educated, has actually doubled among this group over the last decade. Births to never-married mothers” ages eighteen to forty-four jumped from 17.2 percent in 1982 to 32.5 percent in 1992. Births to never-married mothers with one or more years of college rose even faster, from 5.5 percent in 1982 to 11.3 percent in 1992. For never-married mothers with graduate or professional degrees, it doubled, moving from 2.2 to 4.1 percent.3 Such trends demonstrate that out-of-wedlock births are no longer a phenomenon confined to inner-city black populations. Although the rate of such births in the black community rose from 22 percent in the 1960s to 68 percent in 1994, the rate of increase in the white community during the past decade was greater. The birthrate for unmarried white women was 23 percent by late 1994, 1 percent higher than it had been for blacks three decades earlier.4 The rate of spread throughout the population plus the increase in cohabitation has led to new talk about an emerging culture of “nonmarriage.”5 These statistics led Charles Murray to write his essay predicting the creation of a “new white underclass.”